INVESTING WITH EMPATHY & EXPERTISE

Thoughtful & Balanced

Financial Management

Your Financial Goals, Our Tailored Solutions

Welcome to Golden Wealth Management. We're passionate about helping clients achieve their unique financial goals based on their needs. Through holistic planning and a collaborative team approach, we strive to make a meaningful difference in our community and for our clients.

100 Years

With over 100 years of combined experience in financial planning and investment, our team is dedicated to guiding you toward a prosperous future. Discover our values and meet our exceptional team today.

Meet the Team

Our Services

Retirement Income Planning

Strategize your financial resources to ensure a steady  income stream after retirement

Generational Wealth Planning

Preserve and transfer wealth across multiple generations, ensuring legacy continuity.

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Portfolio Management

Select and oversee a collection of investments to align with your financial goals, risk tolerance, and time horizon.

Financial Planning

Create a roadmap to achieve your life goals through proper management of finances.

Team Approach

Thoughtfully Selected Investment Plans

Latest News

By Corey Golden June 20, 2024
With spring showers picking up around us, there's no better time to talk about saving up a financial cushion to shield you from life's unpredictable downpours. Just like an umbrella during spring rains, an emergency fund protects you during sudden financial hardships. Here’s why an emergency fund is critical for every household: Unexpected Expenses Life is full of surprises, and unfortunately, some can be costly. An emergency fund helps cover sudden financial needs, such as medical bills, car repairs, or home maintenance. Financial Security Knowing you have a safety net for unforeseen expenses gives you greater financial stability and well-being. This sense of security can alleviate stress and allow you to focus on other financial goals. Avoiding Debt When emergencies arise, it's easy to use credit cards or loans to cover the costs. However, this can lead to a vicious cycle of debt and added interest fees. An emergency fund enables you to manage unexpected expenses without borrowing money and accruing debt. Protecting Savings and Investments Without an emergency fund, you may be tempted to tap into your long-term savings or investments to cover unexpected expenses. This can derail your financial plans and hinder the growth of your assets. An emergency fund ensures that your savings and investments remain untouched and continue to grow. Job Loss or Income Disruption An emergency fund is particularly important during times of unemployment or reduced income. It serves as a financial buffer, helping you cover your living expenses while you search for a new job. Flexibility and Adaptability Life circumstances change, and an emergency fund gives you the flexibility to adapt to those changes. Whether it's relocating for a new job opportunity, escaping an unhealthy living situation, or making a career change, having an emergency fund grants you the financial freedom to make important life decisions with confidence. While tailoring your fund to suit your comfort level is crucial, we generally recommend working towards three to six months' worth of living expenses set aside in an easily accessible checking or high-yield savings account. Preparing for the unexpected is not just a prudent financial strategy; it's a crucial step towards long-term financial stability. Take action today to build or strengthen your emergency fund. Contact Golden Wealth Management for personalized financial advice and assistance. We’re here to help you every step of the way.
By Golden Wealth Management May 1, 2024
At Golden Wealth Management, we believe in empowering our clients and prospects to take control of their future, ensuring peace of mind for themselves and their loved ones. A critical component of this empowerment is understanding and implementing advance directives as part of your estate planning. These legal documents are not just for the wealthy; they are essential for anyone who wishes to have their personal and medical preferences honored in times when they might not be able to express their wishes themselves. What Are Advance Directives? Advance directives are legal instruments that outline your wishes regarding financial and healthcare decisions, should you become incapacitated and unable to make those decisions yourself. These documents ensure that your values and preferences are respected and that the burden of making tough decisions does not fall on your loved ones during already challenging times. Financial Power of Attorney (POA) A Financial POA designates a trusted individual to manage your financial affairs. There are two main types: durable and springing. A durable POA becomes effective immediately upon signing, granting your designate the authority to handle your finances, while a springing POA activates only if you become incapacitated. The choice between these depends on your specific needs and circumstances, but it’s crucial to appoint someone you deeply trust due to the significant power this document grants. Healthcare Power of Attorney (HCPA) Similar to a financial POA, a healthcare POA appoints someone to make medical decisions on your behalf. This role is vital, as the appointed individual will have the authority to make life-or-death decisions in line with your preferences. Selecting a trusted family member or friend who understands your values and wishes is crucial. Living Will A living will is another pivotal document that specifies your wishes for medical treatment if you’re unable to communicate them yourself. It guides your healthcare POA in making decisions that align with your values, relieving them of the burden of guesswork in critical situations. The Importance of Keeping Your Estate Plan Up to Date Estate planning, including setting up advance directives, is a dynamic process that requires regular reviews and updates. Changes in your personal circumstances, as well as shifts in state laws, may necessitate adjustments to your plans. Regularly revisiting your documents ensures that your current wishes are accurately reflected and that your designated agents are still the best choices for their roles. Why Golden Wealth Management? At Golden Wealth Management, we understand the complexities and the emotional weight of estate planning. Our approach is to work alongside you, offering guidance and support as you navigate these important decisions. We collaborate with legal professionals to ensure your advance directives and estate plans align with your wishes, offering a comprehensive solution to safeguard your future and the well-being of your loved ones. Take Action Today The peace of mind knowing your affairs are in order, and your wishes will be honored, is invaluable. Advance directives are a testament to your foresight and care for your loved ones, and we at Golden Wealth Management are here to guide you through every step of the process. Schedule a consultation with us today, and take the first step towards securing your legacy and empowering your future.
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